Revolving Credit Facility

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the low down

Is a Revolving Credit Facility right for you?

Revolving Credit Facilities (RCF) are a flexible funding solution that operates like an overdraft. It is a pot of available cash that you can dip in and out of, borrow and repay, then borrow again.

The security required for an RCF can vary from lender to lender and depending on the individual circumstances of the business. Some require just a personal guarantee, whilst others need more tangible security like a charge over property.

At Sedulo Funding Solutions, we have access to the whole UK finance market and we make business finance easy.

Fancy booking a call (or meet-up) with our team of experts? We can get you a no-obligation quote.

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  • Cost 

    Because the business only borrows what it needs and can pay back quickly, costs can be significantly lower overall vs taking out a loan.

  • Flexibility 

    The ability to dip in and out of the finance makes the revolving credit facility one of the most flexible solutions on the market.

  • Speed 

    Facilities can be set up quickly.

  • Peace of Mind 

    Having the ability to draw funds down in the background when needed can give a business owner confidence that finance is there in an emergency.

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With access to over 150 lenders, we can help make your plans a reality. 

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  • Our Answers To Your Questions

    We’ve put together a list of common Business Loan FAQs. If there’s something you want to know and you can’t find the answer here, get in touch with our team of finance experts.

    Once your RCF is approved and set up, you can access funds almost immediately, depending on the lender’s processes. This quick access is one of the key advantages of an RCF, making it ideal for situations where immediate funding is required.

    Yes, an RCF can be used for a wide range of business purposes, including managing working capital, purchasing inventory, covering payroll, or addressing unexpected expenses. Its flexibility makes it suitable for various short-term financial needs.

    Unlike a traditional loan, which provides a lump sum upfront with fixed repayments, an RCF offers ongoing access to funds that you can borrow and repay as needed. This makes an RCF more flexible, especially for businesses that have variable cash flow or unpredictable financing needs.

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    A Team Of Finance Experts, On Your Side

    Whether you’re looking to obtain funding to take on the next stage of business growth or access working capital to cover costs, it’s important to have a team of experts on your side.

    Our experienced funding team operates out of each city centre office in Manchester, Leeds, Liverpool, London and Birmingham. We’re available to meet face-to-face so that we can better understand your business and talk you through your funding options, or we can assist over the phone – whichever you’d prefer!

    Speak to an expert and start your business growth journey.

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    Ready to Fuel Your Business  Growth?

    Unlock the potential of your business with fast and flexible financing. Speak to our team of experts and find the best loan options tailored to your needs.

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