Competitive Interest Rates
Commercial mortgages often come with competitive interest rates, especially when compared to other types of business financing.
the low down
Is an Commercial Mortgage right for you?
A commercial mortgage is a loan secured by commercial property, such as an office building, shopping centre, industrial warehouse, or apartment complex. These loans are typically used by businesses to purchase, refinance, or develop commercial real estate.
There are 2 main types of commercial mortgage:
- Owner Occupied
This is where the business purchasing the property will also be occupying/trading from the property. I.e. a hotel, engineering firm operating from an industrial premises or recruitment firm operating out of an office etc… - Property Investment
This is where the business acquires the property to rent/lease the property out to a third party and benefit from rental income.
At Sedulo Funding Solutions, we have access to the whole UK finance market and we make business finance easy.
Fancy booking a call (or meet-up) with our team of experts? We can get you a no-obligation quote.
Long-Term Financing
Commercial mortgages typically offer long repayment terms, often ranging from 5 to 25 years. This allows businesses to spread out the cost of purchasing or refinancing property over a longer period, making monthly payments more manageable.
Rental Income
With property investment mortgages, businesses can generate a steady stream of rental income by leasing the property to third parties. This can provide a reliable source of revenue and help cover mortgage payments.
Asset Ownership
Commercial mortgages enable businesses to build equity in valuable commercial properties. Owning the property rather than leasing it can provide greater control over the business's operating environment and eliminate concerns about rising rental costs.
Calculations Made Easy
Bring your ideas to life, fast
With access to over 150 lenders, we can help make your plans a reality.
Recent deal
£150,000 Unsecured Business Loan for a renewable energy business
The business required working capital to facilitate a large contract.
Funding Stories
Sonny Wilson
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Recent deal
60k credit facility arranged for a car sales business
The business required funding to purchase stock and obtain a facility, which they could dip into as needed.
Funding Stories
Sonny Wilson
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Recent deal
£215,000 Asset Finance deal for a large e-commerce business
The garden retailer needed to expand their fleet of vehicles with a number of brand-new vans.
Funding Stories
Carl Finlayson
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Answers To Your Questions
We’ve put together a list of common Business Loan FAQs. If there’s something you want to know and you can’t find the answer here, get in touch with our team of finance experts.
Repayment terms for commercial mortgages typically range from 5 to 25 years. The exact term will depend on the lender, the type of property, and the financial health of the business.
Some key benefits of a commercial mortgage include competitive interest rates, long-term financing options, rental income opportunities for property investors, and the ability to build equity in a valuable asset.
Some key benefits of a commercial mortgage include competitive interest rates, long-term financing options, rental income opportunities for property investors, and the ability to build equity in a valuable asset.
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A Team Of Finance Experts, On Your Side
Whether you’re looking to obtain funding to take on the next stage of business growth or access working capital to cover costs, it’s important to have a team of experts on your side.
Our experienced funding team operates out of each city centre office in Manchester, Leeds, Liverpool, London and Birmingham. We’re available to meet face-to-face so that we can better understand your business and talk you through your funding options, or we can assist over the phone – whichever you’d prefer!
Speak to an expert and start your business growth journey.
