Cost
The facility is fairly inexpensive – typically 6-12%.
the low down
Is an eCommerce Finance right for you?
eCommerce finance is a tool that enables online retailers to fund their working capital cycle, and in turn, grow their business. The finance is provided with the lender taking an agreed percentage of future sales. Repayments are taken as a percentage of
future revenue so it provides a flexibility facility ideally suited to online retail.
The funding is typically used to pay suppliers for stock but can be used for many other purposes.
Lenders will offer anywhere from £10,000 to £10,000,000
More often than not, a facility can be provided with no security and no personal guarantees.
At Sedulo Funding Solutions, we have access to the whole UK finance market and we make business finance easy.
Fancy booking a call (or meet-up) with our team of experts? We can get you a no-obligation quote.
Ease
Getting an approval is fairly straightforward with the correct knowledge of the lenders in this space and their individual processes.
Flexibility
Repayments are not fixed but a % of revenue. This means that you pay more in high-revenue months but less when things are quiet.
Security
No tangible security or personal guarantees are required.
Calculations Made Easy
Bring your ideas to life, fast
With access to over 150 lenders, we can help make your plans a reality.
Recent deal
Buy to Let Remortgage organised in under four weeks
Funding Stories
Laurence Mills
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£150,000 Recovery Loan Scheme for a pub to fund the growth of their business
The funding will allow them to open an additional site in London, doubling their turnover.
Funding Stories
Leyton Jeffs
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Recent deal
£150,000 for an insulation contracting company in just two days
The business needed working capital so they could make repairs to a van and begin a new and exciting project.
Funding Stories
Sam Wells
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Our Answers To Your Questions
We’ve put together a list of common Business Loan FAQs. If there’s something you want to know and you can’t find the answer here, get in touch with our team of finance experts.
To apply for eCommerce finance, you’ll need to provide details about your business, including sales history and projections. The lender will assess your application based on your revenue and growth potential. If approved, you’ll receive the funds and begin repaying through a percentage of your future sales.
eCommerce finance provides the capital needed to invest in inventory, marketing, and other growth initiatives. By aligning repayments with sales, it allows businesses to scale up without the pressure of fixed repayments, making it easier to seize opportunities and respond to market demand.
The cost of eCommerce finance varies depending on the lender, the amount borrowed, and the repayment terms. Instead of traditional interest rates, you may be charged a factor rate, which determines the total repayment amount. It’s important to understand the terms and ensure that the cost fits within your business’s financial plan.
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Lenders
A Team Of Finance Experts, On Your Side
Whether you’re looking to obtain funding to take on the next stage of business growth or access working capital to cover costs, it’s important to have a team of experts on your side.
Our experienced funding team operates out of each city centre office in Manchester, Leeds, Liverpool, London and Birmingham. We’re available to meet face-to-face so that we can better understand your business and talk you through your funding options, or we can assist over the phone – whichever you’d prefer!
Speak to an expert and start your business growth journey.
