Quick access to loans
Bridging finance can usually be secured within a matter of days, making it a good option for those who need to access capital urgently.
the low down
Is an Unsecured Business Loan right for you?
A bridging loan is a short-term financing option designed to provide quick access to funds secured against property. It can be used by a business or individual until they secure more permanent financing or address a temporary cash flow gap.
Bridging loans are typically used for urgent situations and are therefore designed to be arranged quickly, usually within a matter of days. This speed makes them ideal for businesses that need immediate capital.
Bridging loans are usually intended to be repaid within three to 24 months, once long-term financing is secured or the existing property is sold.
At Sedulo Funding Solutions, we have access to the whole UK finance market and we make business finance easy.
Fancy booking a call (or meet-up) with our team of experts? We can get you a no-obligation quote.
Less-rigid lending criteria
Due to the nature of a bridging loan being secured against property, the lenders are more flexible with the amount they can offer and the terms.
Maintaining Cash Flow
Bridging loans can be used to cover temporary cash flow shortages, allowing a business to continue operating smoothly while waiting for longer-term funding to be arranged or for expected income to be received.
Calculations Made Easy
Bring your ideas to life, fast
With access to over 150 lenders, we can help make your plans a reality.
Recent deal
50k Unsecured Business Loan secured for an existing client
The funding will allow the business to increase their resources and take on more lucrative contracts.
Funding Stories
Sonny Wilson
Sedulo Funding Broker
Read case
Recent deal
£215,000 Asset Finance deal for a large e-commerce business
The garden retailer needed to expand their fleet of vehicles with a number of brand-new vans.
Funding Stories
Carl Finlayson
Read case
Recent deal
Asset Finance facility for a UPVC windows and doors installation business
The business required a new van to complete ongoing projects faster, whilst allowing the business to take on more projects.
Funding Stories
Sonny Wilson
Read case
Our Answers To Your Questions
We’ve put together a list of common Business Loan FAQs. If there’s something you want to know and you can’t find the answer here, get in touch with our team of finance experts.
A bridging loan may be right for your business if you need fast access to capital for a short-term need, especially if you have a clear plan for repaying the loan within the specified term. It’s an ideal option for businesses involved in property transactions, asset purchases, or those facing temporary cash flow challenges. However, it’s important to weigh the costs and risks before proceeding.
Yes, most bridging loans offer the flexibility to be repaid early without penalty, although this depends on the terms agreed upon with the lender. Early repayment can reduce the overall cost of the loan by minimising interest payments.
Bridging loans generally have higher interest rates compared to long-term financing options due to the short-term nature of the loan and the speed of access.
0+
Lenders
A Team Of Finance Experts, On Your Side
Whether you’re looking to obtain funding to take on the next stage of business growth or access working capital to cover costs, it’s important to have a team of experts on your side.
Our experienced funding team operates out of each city centre office in Manchester, Leeds, Liverpool, London and Birmingham. We’re available to meet face-to-face so that we can better understand your business and talk you through your funding options, or we can assist over the phone – whichever you’d prefer!
Speak to an expert and start your business growth journey.
