What is an Unsecured Business Loan?
An unsecured business loan allows companies to access finance without needing to offer assets, such…
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Let’s run through, Cashflow
When it comes to securing funding for your business, the world of finance can be overwhelming.
With such a wide range of options available – each with its own benefits, criteria, and costs – finding the right loan can be tricky. However, whether you’re an established company looking to expand, a start-up seeking initial capital, or a small business needing a cashflow boost, there’s a loan out there designed to meet your specific needs. From secured loans to Merchant Cash Advances (MCAs) and everything in between, understanding these options is crucial to making the best financial decision for your business.
Here’s some information to get you started, and we’re always happy to chat through the options over the phone so you can find the perfect fit for your goals and growth plans.
Unsecured Business Loan
An Unsecured Business Loan is available without providing any tangible security.
Secured Business Loan
A Secured Business Loan is available to businesses that are able to provide tangible assets to secure the facility. These assets are almost always property.
Merchant Cash Advance
A Merchant Cash Advance (MCA) is a form of unsecured business loan. It’s ideally suited to business with a large proportion of card sales because the funding amount is based on the predicted revenue through the terminal.
Revolving Credit Facility
Revolving Credit Facilities (RCF) are a flexible funding solution that operates like an overdraft. It is a pot of available cash that you can dip in and out of, borrow and repay, then borrow again.
eCommerce Finance
eCommerce Finance is a tool that enables online retailers to fund their working capital cycle, and in turn, grow their business.
HMRC Finance
A HMRC loan is an unsecured business loan designed specifically to pay your HMRC VAT, corporation tax or self-assessment liability.
Trade Finance
Trade finance is a valuable financing solution for businesses that import goods into the UK. It covers the cost of goods while they are in transit from their country of origin to a manufacturer or buyer in the UK.
Need some help?
Prefer to speak to an expert, book a call and one of our team will guide you through your options.
The Library
Want to expand your knowledge about the world of finance, including the services available, updates in the market and helpful tips? Read our Library.
What is Cash Flow Finance?
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