Cashflow
Allows a business to utilise a new asset without the cost of purchasing it upfront.
the low down
Is an Leasing right for you?
Leasing is an iteration of asset finance that allows a business to borrow an asset for a fixed period, rather than having to buy it outright. Because a business does not need to pay for a new piece of equipment outright, it eases cash flow.
The fundamental characteristic of leasing, compared with other finance products, is that ownership never actually passes on to the customer. It is owned by the lender throughout the agreement and passed back at the end of the term.
By having a leasing agreement contract, a business is allowed to use equipment in exchange for regular payments. Finance lease and operating lease are the two accounting methods for leasing equipment and are used for different purposes and for different taxation purposes.
A business can also use one of its existing assets to generate cash flow. The asset is sold to a lender, who leases it back to the business for a fixed period of time.
At Sedulo Funding Solutions, we have access to the whole UK finance market and we make business finance easy.
Fancy booking a call (or meet-up) with our team of experts? We can get you a no-obligation quote.
Tax deductible
A business can deduct the full amount of the lease from taxes.
Fixed costs
Monthly payments are fixed which means a business has more certainty to their costs which allows them to plan better
Security
Minimal personal security is required due to the facility being secured predominantly against the asset.
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£215,000 Asset Finance deal for a large e-commerce business
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Our Answers To Your Questions
We’ve put together a list of common Business Loan FAQs. If there’s something you want to know and you can’t find the answer here, get in touch with our team of finance experts.
The costs associated with leasing include the regular lease payments, which can be structured monthly, quarterly, or annually. Additionally, there may be maintenance or service fees depending on the type of lease and the agreement with the leasing company. The total cost of leasing may be lower in the short term compared to purchasing, but businesses should consider the long-term costs if they plan to lease the asset for an extended period.
At the end of the lease term, businesses typically have several options: they can return the asset to the leasing company, extend the lease for an additional period, or sometimes purchase the asset for a predetermined price. The options available depend on the terms of the lease agreement.
Yes, leasing can be an excellent option for start-ups, as it allows them to access the equipment and technology they need without the significant upfront costs associated with purchasing. Leasing helps start-ups preserve their capital and maintain cash flow during their early growth stages.
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A Team Of Finance Experts, On Your Side
Whether you’re looking to obtain funding to take on the next stage of business growth or access working capital to cover costs, it’s important to have a team of experts on your side.
Our experienced funding team operates out of each city centre office in Manchester, Leeds, Liverpool, London and Birmingham. We’re available to meet face-to-face so that we can better understand your business and talk you through your funding options, or we can assist over the phone – whichever you’d prefer!
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